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How to File a Truck Accident Claim The majority of truck accidents occur by inattention on the part of a trucker or trucking company. Injured victims often have to file a lawsuit to obtain full compensation for accident-related expenses. Medical expenses are a expense that victims of truck accidents often have to cover. The insurance company of the responsible party might require an independent medical examination in order to obtain a clear picture of your injuries and how they impact your daily life. Medical Care When you are in a crash involving a truck it is essential to seek immediate medical care to ensure your health and safety. Also, seeking medical help as soon as possible will make it easier to note your injuries in your claim. It will also assist you to create a stronger case to prove that your injuries were caused by the crash. Medical expenses are an essential element of any claim involving personal injury. They demonstrate the extent of your injury and how it has affected your life. You may not be able to get the full amount of compensation if do not have evidence of your injuries. In certain instances medical treatment may be so extensive that it prevents you from working or returning to normal activities. In this case you could be entitled to compensation for the loss of income. You may also be eligible to receive reimbursement for the cost of any assistive device that you need to live an ordinary life. In the event of an accident it is possible that several parties could be held responsible for the cause of a truck crash. The parties involved include: Truck drivers: Truck drivers could be employees of a company contracted to work for a particular employer or independent owner-operators that operate their trucks for themselves or a shipping company they contract with. If truck drivers are careless, reckless, or otherwise engaged in unsafe conduct on the road, they may be held accountable for the cause of an accident. Other drivers: If another driver's negligence caused an accident, the driver could be held accountable. Other drivers are typically held responsible for truck-related accidents, especially when the driver in question was driving recklessly or was distracted. The parties at fault may attempt to reduce your claim by deflecting blame, recording your statements against you, or tricking you into admitting to fault. This is why you need to consult with a seasoned truck accident lawyer. Your attorney will fight for your rights and ensure that the responsible party pays you what you are due. Lost Wages Truck accidents are not the usual. These kinds of accidents are more severe and are more likely to cause long-term injuries and permanent disabilities. These crashes also involve heavier loads, which can make the occupants more vulnerable. There are a variety of truck drivers. These include owner-operators who own their own trucks and contract with shippers to transport products for a charge or corporate drivers who drive vehicles owned by their employers. Both parties can be held liable for an accident that involves commercial vehicles based on the circumstances. Someone who suffers an injury in a car accident that hinders the person from working could be entitled to compensation for lost wages. The amount they could have made during the time they were unable to work because of their injuries will be used to calculate the compensation. This includes not only regular salaries, but benefits such as paid time off and overtime. Before awarding damages for lost wages, a judge usually reviews a letter from the injured party's physician that provides a treatment plan and explains the reason they were unable to go to work. A letter from their employer verifying their salary, hourly wage and the number of days that they were unable to work due to the injury is also required. Once all the evidence has been taken into consideration After all the evidence has been gathered, your lawyer will create an offer letter that outlines the amount you've suffered as a result of the truck accident. This is sent to the insurance company of the other driver. It includes a clear statement that outlines the facts of the case and the extent of your injuries and the amount you're seeking. Negotiations may include back-and forth communications. If fall river truck wreck lawyer cannot be reached your lawyer will file a lawsuit on your behalf. In most instances, a claimant will get back lost wages through the bodily injury liability insurance of the driver who was at fault. If this isn't an option, an injured person can make a claim through their own auto insurance company. This will only be in the amount of their personal injury protection insurance (PIP). Pain and Suffering Accidents involving trucks can cause physical pain and emotional distress along with financial loss. These non-economic losses are often harder to quantify a dollar amount on, yet they do deserve financial compensation. A skilled New York truck accident lawyer can review your case and determine the potential worth of your non-economic damages. A great example of a non-economic loss is the inability to engage in hobbies or in the activities you love due to injuries. You may miss out on vacations or other activities that make your life more enjoyable. You deserve compensation for these losses. Loss of consortium and loss in enjoyment of life are also examples of damages that are not economic. It's important to seek immediate medical attention for any injury that results from a crash involving an enormous truck. Not only will this ensure your health, but it will also serve as critical documentation for any future personal injury claims. It's also important to obtain an exhaustive medical examination even if your injuries appear to be minor at the time. Over time medical professionals can determine the severity of your injury and give you the appropriate treatment. Next, your attorney will then review all evidence and draft an official demand letter describing your compensation requirements. Your lawyer will then send the letter to the responsible parties and their insurance companies. Your lawyer will be ready to bring them to trial if they fail to adhere to your demands. This lets them know that you're not willing to relent and they should be treated with respect if they want you to get fair compensation. Be prepared for the insurance company of the person who was at fault to contact you regarding the collision and any injuries that you suffered. They are often “wolves in sheep's clothing,” and they will try to get information from you that they can make up out of context and use against you in court to limit your settlement. You should avoid making statements that could be used against your interests by having your attorney handle all communications with insurance companies and others. Damages Damages are the most significant part of any truck accident claim. The damages can be either economic (medical bills loss of wages) or non-economic (pain and suffering). All injuries are the result of negligence. To receive compensation, the victim must prove that the responsible party did not exercise reasonable care while operating or maintaining their car or acted recklessly while driving. As a result of the enormous weight and size of these vehicles, the victims can sustain severe injuries even in minor accidents. It is crucial to seek medical attention immediately, even if your injuries appear to be minor. This will not only ensure your health, but will also provide vital evidence for any potential injury claim. This will allow the insurance company to know the full extent of your injuries. It may also prevent them from arguing that you are not as seriously injured as you claim to be. It is also essential to keep records of all expenses associated with your accident. This will include any travel expenses you incur in order in order to get to doctor's appointments or other treatments and any property damage incurred during the accident. This includes your car, which could be totaled in addition to other personal items like jewelry and watches. It is normal for the insurance company of the responsible party company to try to reach you within a few hours of your crash to offer a settlement. Do not contact them or accept a settlement offer prior to consulting with a knowledgeable truck accident lawyer. They will often attempt to entice you to accept low offers that do not enough cover the costs associated with your accident. A lawyer with experience can review your records and provide you with an accurate assessment of your case. Additionally, your lawyer will determine if additional damages are available such as punitive damages. These are damages intended to punish the wrongdoer and discourage others from engaging in similar actions.